Blackbox Finance Blog
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HOW MUCH DOES IT COST YOU TO LIVE EACH MONTH?
I have long taken for granted our household budget, and I will be reminded of this admission for decades to come!But seriously, the detailed nature of our budget, has allowed us to enjoy some of the finer things in life, such as overseas holidays, and live...
Banking Royal Commission – What Does it Mean For You?
Recently, I’ve been asked about what I think of the banking royal commission (BRC), what I believe the outcomes will be, and how it will impact the market.I have been a mortgage broker for a while now and when I started, if you wanted money, banks couldn’t...
Why Bankruptcy may NOT be your only option
Hey, guys. It's Ben from Blackbox Finance. As most of you now know, we can help you out with all sorts of finance: mortgages, car loans, personal loans, business loans, whatever you need. What a lot of people don't realize is we can help you out with...
TOP 10 TIPS TO SAVE MONEY
Do you know what a bank loves most of all? It’s a simple activity we can all do if we get in a good habit. It’s consistent savings, it doesn’t need to be thousands a week, they want to know that you have the ability to 1) live within your means and 2) save for a rainy...
Top 10 Home Improvement Trends in 2018
Here are the top 10 Home Improvement trends of 2018, adding just one of them to your home could significantly increase its value. Banks love that! 1 - Granny Flats Accommodation for multiple generations (Granny Flats or Queenslander conversions) are becoming evermore...
Real Estate and Home Loan Hot Topics
Knowledge is power when it comes to making great financial decisions, and here are some great facts being discussed right now. Australia’s real estate industry has experienced a thriving residential property market in the most recent years with an expected increase in...
Your Land Valuation Impacts Your Land Tax Bill – Get the Facts Now
I want to pay more LAND TAX....said no one EVER. If you're a Gold Coast, Queensland property owner you may have recently received your recent Land Valuation. If your valuation went up I bet you thought "AWESOME, were on a winner"...well as much as that...
TOP 4 TIPS FOR CAR LOANS
Looking to buy a new car to cruise the Gold Coast in Style? It’s well known, unless buying a classic or one of a kind, CARS COST YOU MONEY. Aside from the extremely important which colour to buy (Black of course!), here’s a couple of things to consider: Age – The...
A Complete Guide to Bankruptcy in Australia
Bankruptcy is double-edged sword. On the one hand, becoming insolvent means you no longer have to scramble to cover financial obligations, but with that promise of debt relief come a glut of new restrictions that can severely impact your life and...
What is Lenders Mortgage Insurance (LMI)?
What is Lenders Mortgage Insurance(LMI)? LMI is a type of insurance that protects the lender – not the borrower. For example if you can’t meet your loan repayments and the house is sold for less than your loan amount, LMI ensures the lenders loss is covered....