Blackbox Finance Blog
Stay Up To Date With Our Most Recent Finance News & Updates
TOP 10 TIPS TO SAVE MONEY
Do you know what a bank loves most of all? It’s a simple activity we can all do if we get in a good habit. It’s consistent savings, it doesn’t need to be thousands a week, they want to know that you have the ability to 1) live within your means and 2) save for a rainy...
Top 10 Home Improvement Trends in 2018
Here are the top 10 Home Improvement trends of 2018, adding just one of them to your home could significantly increase its value. Banks love that! 1 - Granny Flats Accommodation for multiple generations (Granny Flats or Queenslander conversions) are becoming evermore...
Real Estate and Home Loan Hot Topics
Knowledge is power when it comes to making great financial decisions, and here are some great facts being discussed right now. Australia’s real estate industry has experienced a thriving residential property market in the most recent years with an expected increase in...
Your Land Valuation Impacts Your Land Tax Bill – Get the Facts Now
I want to pay more LAND TAX....said no one EVER. If you're a Gold Coast, Queensland property owner you may have recently received your recent Land Valuation. If your valuation went up I bet you thought "AWESOME, were on a winner"...well as much as that...
TOP 4 TIPS FOR CAR LOANS
Looking to buy a new car to cruise the Gold Coast in Style? It’s well known, unless buying a classic or one of a kind, CARS COST YOU MONEY. Aside from the extremely important which colour to buy (Black of course!), here’s a couple of things to consider: Age – The...
A Complete Guide to Bankruptcy in Australia
Bankruptcy is double-edged sword. On the one hand, becoming insolvent means you no longer have to scramble to cover financial obligations, but with that promise of debt relief come a glut of new restrictions that can severely impact your life and...
What is Lenders Mortgage Insurance (LMI)?
What is Lenders Mortgage Insurance(LMI)? LMI is a type of insurance that protects the lender – not the borrower. For example if you can’t meet your loan repayments and the house is sold for less than your loan amount, LMI ensures the lenders loss is covered....
Top 5 Tips for Refinancing Home Loans
Refinancing a Home Loan is great if you have equity in your home and big dreams. Unlocking some equity could allow you to: Purchase a new car, boat, caravan etc Start renovations, stop dreaming about that pool or extension, a refinance could get to there ASAP....
Finally, the Good Kids could get Low Interest Rates!
A new fairer system of credit reporting is being rolled out across Australia since January 2017, it’s called Comprehensive Credit Reporting, but we like to refer to it as “ABOUT BLOODY TIME”. So why should you care? Well it’s the most exciting news in the fight of...
Is AfterPay extending the Christmas Hangover?
Interest-free payment providers such as Afterpay, Openpay and zipMoney, provide a “buy now, pay later” style credit and are growing at an alarming rate. And with Christmas right around the corner, I wonder if this new credit crazy sweeping the retail world will cause...