Blackbox Finance Blog
Stay Up To Date With Our Most Recent Finance News & Updates
The Reality Of Low Deposit Home Loans
Getting a home loan is essential for most people who wish to buy their own houses and having a 20% deposit to put down is often one of the requirements to being granted one. However, what if you don’t have the 20% deposit? Can you get a home loan with a very...
Moving Home Loan To Another Bank (Switching Banks) A Good Or Bad Idea?
Struggling to meet the obligations that your current home loan has tasked you with? It happens. Often the bank will change the way it operates, or you find that what suited you when you first applied no longer suits you now. A home loan is a long-term investment, and...
What Is A Home Equity Loan And How Does It Work?
Many people get confused between the different types of home loans, and how they work. When it comes to having a home loan, you might have been offered an equity home loan. How does this work and is it the same as refinancing? We break it down for you so you...
Types Of Home Loans To Avoid
The statistics regarding how many of the country’s population is in more debt than they can ever repay is staggering. Don’t get hung up on that, having a home loan can often work out cheaper than renting, if you go for the right one. Here’s a list of risky home loan...
What Home Loan Do I Qualify For?
In the initial stages of the home loan process, people often ask us questions such as which home loan do I qualify for? How do you even get one? And How do I know what I can afford? Therefore, we have taken the liberty to answer these and more questions below in one...
Investment Home Loans – What You Need To Know About Savings, Returns And Deductions
Ever wondered why everyone’s so focused on purchasing an investment property? We’re often asked by clients what benefits an investment property/loan will return them. Our first response of course is to ensure you have a solid taxation advisor as part of your team! A...
5 Reasons Why Your Home Loan Was Rejected
Applying for a home loan can be a stressful process, especially while you’re waiting for your application to be approved. What can you do to help the process along, and to avoid your home loan being rejected? Here we name the top five reasons why home loans are...
Say No More To A Bad Credit Score With These 9 Helpful Tips!
Your credit score is crucial to you being awarded a home loan or any other loan that you apply for, and it’s the first thing that banks look at when you apply. Getting your credit score in the green is not as hard as it may seem; however, if your score isn’t where...
Are Home Loans Worth It?
Unless you’re a millionaire or happen to win the lottery, home loans are the most popular way of financing a home. Not everyone will get one, which leads some people to question whether it’s worth taking the plunge! So, should you commit to a thirty-year-long debt? Is...
Home Improvement Trends That Will Dominate 2020
Looking to put a bit of extra money into improving your property’s future sale or rental value? If so, you’re making the right choice and can consider yourself in good company. The home improvement market is still growing, and it’s still an effective way for your...