Blackbox Finance Blog
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The Greatest Pair Of Shoes I Ever Owned!
I found these shoes in the bottom of my wardrobe over the weekend and they reminded me of something… I grew up in a household where money was rarely an issue, or at least my parents made it feel that way (I’m sure it was MANY times). I feel the unintended consequence...
What Effects My Borrowing Capacity And How Can I Increase My Borrowing Capacity?
The most common question asked when we ask how much a client wants to borrow is “How much can I borrow?”. We’ve covered this in previous blogs and spoken about not maxing yourself out on your first purchase, and considering your budget when it comes to new mortgage...
Moving Home Loan To Another Bank (Switching Banks) A Good Or Bad Idea?
Struggling to meet the obligations that your current home loan has tasked you with? It happens. Often the bank will change the way it operates, or you find that what suited you when you first applied no longer suits you now. A home loan is a long-term investment, and...
What Is A Home Equity Loan And How Does It Work?
Many people get confused between the different types of home loans, and how they work. When it comes to having a home loan, you might have been offered an equity home loan. How does this work and is it the same as refinancing? We break it down for you so you...
Types Of Home Loans To Avoid
The statistics regarding how many of the country’s population is in more debt than they can ever repay is staggering. Don’t get hung up on that, having a home loan can often work out cheaper than renting, if you go for the right one. Here’s a list of risky home loan...
YOU’VE GOT TO CHECK OUT THESE FINANCIAL APPS!!!
As a mortgage broker, I am increasingly encountering clients struggling to save. Sometimes it’s a lack of discipline, but equally a lack of know how.I don’t completely blame the individual for this, I think the government has a lot to answer for, with the...
HOW MUCH DOES IT COST YOU TO LIVE EACH MONTH?
I have long taken for granted our household budget, and I will be reminded of this admission for decades to come!But seriously, the detailed nature of our budget, has allowed us to enjoy some of the finer things in life, such as overseas holidays, and live...
A Complete Guide to Bankruptcy in Australia
Bankruptcy is double-edged sword. On the one hand, becoming insolvent means you no longer have to scramble to cover financial obligations, but with that promise of debt relief come a glut of new restrictions that can severely impact your life and...
